If Already Getting Ssdi and Ssi in California Can It Be Transfered to Hawaii Without Applying Again

Past Deanna Power, Customs Outreach Manager, Social Security Disability Help

Hearing loss is one of the most common disabilities in the United States. In fact, co-ordinate to the Hearing Loss Association of America, about ane in five Americans study some form of hearing loss.

If you lot are considering getting a cochlear implant, or if you already have 1, there could be financial assistance bachelor to you.

The Social Security Administration (SSA) offers benefits for those who are disabled and unable to work, and information technology is very important to apply for these benefits as early as possible through the Social Security Administration.

What Forms of Disability Benefits are there?

The SSA offers two types of benefits for people with disabilities. Medical qualifications are the aforementioned, but each form of benefits has its own technical requirements applicants must encounter.

The start form of disability benefits is called Social Security Disability Insurance, or SSDI. SSDI is only available to adults aged xviii-65 who have worked throughout their lives. You tin look at a chart describing how many years you demand to have worked to qualify on the SSA's website. Older applicants will be expected to have worked much longer than a 20-twelvemonth-old who has recently been diagnosed with a severe to profound hearing loss or who has received a cochlear implant.

SSDI recipients tin can receive upward to $2,663 per month in 2015, although the average beneficiary receives effectually $1,100. Your payment volition depend on how high your income was throughout your career.

The 2d form of disability benefits is called Supplemental Security Income, or SSI. SSI is for people of all ages, but there are strict fiscal limits for SSI recipients. An adult applying for SSI cannot have more than than $2,000 in assets, which include cash, savings, stocks, or life insurance.

Parents applying for benefits on behalf of a child will have their household income and asset levels evaluated. Although the limits are not as strict, many children are butterfingers from receiving SSI benefits due to living in a college-earning household.

SSI recipients can receive up to $733 per month in 2015. Your payment will depend on external financial factors such as household income or monetary back up from family members.

Considering SSDI benefits are awarded based on your own work record and how much in taxes you paid, a spouse's income will NOT touch on your eligibility. Merely for SSI applicants, a spouse's income will bear on eligibility because SSI is a strictly needs-based program.

How to Medically Authorize for SSA Benefits with a Astringent to Profound Hearing Loss

Whenever the SSA receives an awarding for disability benefits, it evaluates the applicant's disability based on its medical guide known as the Blue Book. The Bluish Volume lists hundreds of disabilities that authorize for both SSDI and SSI benefits. It also describes exactly which exam results or symptoms must be nowadays for an applicant to exist canonical for benefits.

Disability Benefits Before a Cochlear Implant

If y'all require a cochlear implant just have non received one even so, you tin withal qualify for disability benefits based on your hearing loss. There are two ways in which y'all can qualify:

• Y'all have an boilerplate air conduction hearing threshold of 90 decibels or greater, plus an average bone conduction hearing of 60 decibels or greater. You lot will demand to have your md or someone from Disability Decision Services averages your hearing thresholds at 500, chiliad, and 2000 Hertz.

• You recognize 40% or less standardized, phonetically balanced monosyllabic words in your better ear.

Inability Benefits after a Cochlear Implant

Fortunately, the Blue Book listing for a cochlear implant is very straightforward. You can detect the listing in Section 2.eleven, which covers special senses. If you receive a cochlear implant, you lot will exist considered medically disabled for at least 12 months.

After 12 months, the SSA volition revaluate your claim. If your hearing loss is still severe and you experience a word recognition score of 60% or less on the HINT test, you volition still qualify for benefits. The HINT (Hearing in Racket Exam) is a standard examination that measures your ability to hear speech in both tranquility and noisy settings.

Children under the age of eighteen will medically authorize in a similar fashion. A cochlear implant is considered disabling until age 5, or one year after surgery, whichever is later.

After your child reaches age five, or 12 months have passed since the surgery (whichever is subsequently), the SSA volition revaluate the claim. Children likewise demand to receive sixty% or less on the HINT or the children'southward version known as the HINT-C to continue to qualify for SSI benefits.

Medical Expense Assistance and Disability Benefits

Cochlear implants can be overwhelmingly expensive. New sound processors for cochlear implants can price around $10,000. The cost from evaluation to actual implant activation tin can cost $150,000 or more than.

Fortunately, applicants who are canonical for SSDI or SSI benefits are as well eligible for Medicare and Medicaid, respectively. You will exist expected to cover just 20% of the payment Medicare agrees upon, saving families well over $100,000. The caveat is that SSDI recipients volition merely be eligible for Medicare two full years after approving for benefits. Implant centers are oftentimes aware of the financial hardship, so many may piece of work with candidates to make ends see.*

Medicaid, which is available for SSI beneficiaries, should embrace the bulk of the costs of a cochlear implant. Most United states of america states currently utilise the SSA'southward eligibility criteria. This ways that if y'all are approved for SSI, y'all will also exist automatically enrolled into Medicaid.

Near a dozen states take the same Medicaid eligibility criteria as the SSA, but crave a split awarding. The but states that have their own Medicaid eligibility criteria are Connecticut, Hawaii, Illinois, Minnesota, Missouri, New Hampshire, North Dakota, Ohio, Oklahoma, and Virginia.

*Information gratefully supplied by Tom Hannon of Cochlear Implant Help

How to Apply for Disability Benefits

If you are applying for SSDI benefits with a astringent to profound hearing loss or with a cochlear implant you will be able to complete the entire awarding online. If y'all are applying for SSI benefits for yourself or on behalf of a child, yous will demand to cease past your local SSA office to deport an interview in person.

The average SSDI or SSI bidder waits effectually 5 months to be approved. The SSA does have a computer-automated arrangement that can quickly approve disabilities that clearly qualify, such as someone who recently was diagnosed with severe to profound hearing loss or received a cochlear implant. Exist sure to keep in contact with your local SSA role to see how far along the awarding procedure is and to supply any additional information equally necessary.

Appealing a Denial of Benefits

Frequently a denial of benefits is caused by improperly completed claim forms, a lack of sufficient medical evidence, or some other error on the part of the bidder. An initial denial of benefits should non sway you from appealing the SSA's decision, as many current disability recipients take had their benefits awarded through the process of a disability appeal. In fact, 70% of applicants are initially denied, but virtually one-half of them receive benefits after appealing either online or in front of a judge.

If you are denied benefits for any reason, yous have 60 days from the date of the observe to appeal the SSA'south decision. You tin entreatment the initial deprival online. If you are denied once again, you can even so entreatment, just you lot volition need to defend your example in front of a judge.

For more data on the entire application and appeals process, visit the SSA's website or telephone call them toll-free at 800-772-1213.

Almost the Author

The higher up data has been provided by Deanna Power, Community Outreach Manager for Social Security Disability Help. Deanna initially started working with people with disabilities through Best Buddies in college, and now helps people of all ages get through every stage of the Social Security inability application process. If you lot'd like more than help with your merits or accept whatsoever additional questions, please contact Deanna Ability at drp@ssd-aid.org. She can also be reached at 857-366-762.

CochlearImplantHELP.com does not endorse the advocates or attorneys with the Social Security Disability Help website (DisabilityBenefitsCenter.org).

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Source: https://cochlearimplanthelp.com/journey/applying-for-social-security-benefits/

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